Bank Holidays This Month in July 2025: Plan Your Month Ahead 🏦

Let’s explore the bank holidays for this month July 2025 and how you can plan accordingly.

📅 July 2025 Holiday List in India

🛕 3 July 2025 (Thursday) – Kharchi Puja

  • 📍 Region: Tripura
  • 📝 A major traditional puja involving 14 deities.

🧘‍♂️ 5 July 2025 (Saturday) – Guru Hargobind Ji’s Birthday

  • 📍 Region: Punjab
  • 🙏 Celebrating the sixth Sikh Guru known for his martial spirit.

🌙 7 July 2025 (Monday) – Muharram

  • 📍 Region: Most states (except Arunachal, Goa)
  • 🕋 Islamic New Year and mourning of Imam Hussain.

📚 12 July 2025 (Saturday) – Second Saturday

  • 📍 Region: All India
  • 💤 Regular government bank holiday.

🌧️ 14 July 2025 (Monday) – Beh Deinkhlam

  • 📍 Region: Meghalaya
  • 🎉 Cultural festival for driving away plague and diseases.

🌿 16 July 2025 (Wednesday) – Harela

  • 📍 Region: Uttarakhand
  • 🌱 Celebrating greenery and the onset of monsoon.

⚔️ 17 July 2025 (Thursday) – U Tirot Singh Death Anniversary

  • 📍 Region: Meghalaya
  • 🕯️ Honoring the Khasi freedom fighter.

🪔 19 July 2025 (Saturday) – Ker Puja

  • 📍 Region: Tripura
  • 🧘‍♂️ Tribal festival for well-being and protection from diseases.

🛌 20 July 2025 (Sunday) – Weekly Holiday

  • 📍 Region: All India
  • 💤 Sunday break for most working sectors.

🏦 26 July 2025 (Saturday) – Fourth Saturday

  • 📍 Region: All India
  • 🏢 Government and bank holiday.

🌞 27 July 2025 (Sunday) – Weekly Holiday

  • 📍 Region: All India
  • 🛏️ Regular Sunday off.

🕉️ 28 July 2025 (Monday) – Drukpa Tshe-zi

  • 📍 Region: Sikkim
  • 🪔 Celebrated by Buddhists to honor the teachings of the Buddha.

🔫 31 July 2025 (Thursday) – Shaheed Udham Singh Martyrdom Day

  • 📍 Region: Haryana, Punjab
  • 🇮🇳 Tribute to the revolutionary who avenged the Jallianwala Bagh massacre.

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Introduction

July 2025 is here, and with it comes a series of bank holidays that you should be aware of. Whether you’re planning financial transactions, business activities, or personal errands, knowing the bank holidays in advance can save you from unexpected surprises.


Why Knowing Bank Holidays Matters

Understanding bank holidays is crucial for:

  • Financial Planning: Ensuring timely bill payments and fund transfers.
  • Business Operations: Scheduling transactions and meetings effectively.
  • Personal Convenience: Avoiding unnecessary trips to closed bank branches.

Types of Bank Holidays in India

Bank holidays in India are categorized into:

1. National Holidays

Observed across the country, including:

  • Republic Day (January 26)
  • Independence Day (August 15)
  • Gandhi Jayanti (October 2)

2. State-Specific Holidays

Vary by state, based on local festivals and events.

3. Weekend Holidays (Saturdays & Sundays)

  • Second Saturday: Banks are closed.
  • Fourth Saturday: Banks are closed.
  • All Sundays: Banks are closed.

Bank Holidays in July 2025

Overview of June 2025 Bank Holidays

Here’s a snapshot of the bank holidays in June 2025:

📅 July 2025 Holiday List in India

🛕 3 July 2025 (Thursday) – Kharchi Puja

  • 📍 Region: Tripura
  • 📝 A major traditional puja involving 14 deities.

🧘‍♂️ 5 July 2025 (Saturday) – Guru Hargobind Ji’s Birthday

  • 📍 Region: Punjab
  • 🙏 Celebrating the sixth Sikh Guru known for his martial spirit.

🌙 7 July 2025 (Monday) – Muharram

  • 📍 Region: Most states (except Arunachal, Goa)
  • 🕋 Islamic New Year and mourning of Imam Hussain.

📚 12 July 2025 (Saturday) – Second Saturday

  • 📍 Region: All India
  • 💤 Regular government bank holiday.

🌧️ 14 July 2025 (Monday) – Beh Deinkhlam

  • 📍 Region: Meghalaya
  • 🎉 Cultural festival for driving away plague and diseases.

🌿 16 July 2025 (Wednesday) – Harela

  • 📍 Region: Uttarakhand
  • 🌱 Celebrating greenery and the onset of monsoon.

⚔️ 17 July 2025 (Thursday) – U Tirot Singh Death Anniversary

  • 📍 Region: Meghalaya
  • 🕯️ Honoring the Khasi freedom fighter.

🪔 19 July 2025 (Saturday) – Ker Puja

  • 📍 Region: Tripura
  • 🧘‍♂️ Tribal festival for well-being and protection from diseases.

🛌 20 July 2025 (Sunday) – Weekly Holiday

  • 📍 Region: All India
  • 💤 Sunday break for most working sectors.

🏦 26 July 2025 (Saturday) – Fourth Saturday

  • 📍 Region: All India
  • 🏢 Government and bank holiday.

🌞 27 July 2025 (Sunday) – Weekly Holiday

  • 📍 Region: All India
  • 🛏️ Regular Sunday off.

🕉️ 28 July 2025 (Monday) – Drukpa Tshe-zi

  • 📍 Region: Sikkim
  • 🪔 Celebrated by Buddhists to honor the teachings of the Buddha.

🔫 31 July 2025 (Thursday) – Shaheed Udham Singh Martyrdom Day

  • 📍 Region: Haryana, Punjab
  • 🇮🇳 Tribute to the revolutionary who avenged the Jallianwala Bagh massacre.

List of Major Holidays This Month

📍 June 7 – Bakrid / Eid al-Adha

  • Day: Saturday
  • Significance: Commemorates the willingness of Ibrahim to sacrifice his son as an act of obedience to God.
  • Observed In: Most Indian states, including Uttar Pradesh, Maharashtra, Tamil Nadu, and more.

📍 June 14 – Second Saturday

  • Day: Saturday
  • Note: Regular RBI-mandated holiday.

📍 June 27 – Ratha Yatra

  • Day: Friday
  • Significance: Celebrated in honor of Lord Jagannath’s annual journey.
  • Observed In: Odisha, Manipur, Punjab, Sikkim.

📍 June 28 – Fourth Saturday

  • Day: Saturday
  • Note: Regular RBI-mandated holiday.

Region-Wise Bank Holidays

Uttar Pradesh

  • June 7: Bakrid / Eid al-Adha
  • June 14: Second Saturday
  • June 28: Fourth Saturday

Maharashtra

  • June 7: Bakrid / Eid al-Adha
  • June 14: Second Saturday
  • June 28: Fourth Saturday

Tamil Nadu

  • June 7: Bakrid / Eid al-Adha
  • June 14: Second Saturday
  • June 28: Fourth Saturday

West Bengal

  • June 7: Bakrid / Eid al-Adha
  • June 14: Second Saturday
  • June 28: Fourth Saturday

Karnataka

  • June 7: Bakrid / Eid al-Adha
  • June 14: Second Saturday
  • June 28: Fourth Saturday

What’s Open During Bank Holidays?

ATM & Online Services Availability

  • ATMs: Operational 24/7, but may run out of cash during extended holidays.
  • Online Services: Net banking, mobile banking, and UPI services remain functional.

Internet & Mobile Banking

  • Transactions: Fund transfers, bill payments, and other services are available.
  • Support: Customer service may have limited availability.

How to Plan Around Bank Holidays

Pay Bills in Advance 🧾

  • Tip: Schedule payments before holidays to avoid late fees.

Schedule Cash Withdrawals 💵

  • Tip: Withdraw necessary cash ahead of long weekends to avoid ATM queues.

Avoid Last-Minute Banking Rush ⏰

  • Tip: Plan bank visits a few days before holidays to steer clear of crowds.

🏦 SBI Bank Holidays 2025


🇮🇳 National Holidays (All India)

  • 📅 January 26 (Sunday) – 🏛️ Republic Day
  • 📅 August 15 (Friday) – 🎉 Independence Day
  • 📅 October 2 (Thursday) – 🕊️ Gandhi Jayanti
  • 📅 December 25 (Thursday) – 🎄 Christmas Day

📍 State-Specific Holidays (Uttar Pradesh

  • 📅 March 14 (Friday) – 🌈 Holi
  • 📅 April 6 (Sunday) – 🙏 Ram Navami
  • 📅 April 18 (Friday) – ✝️ Good Friday
  • 📅 May 12 (Monday) – ☸️ Buddha Purnima
  • 📅 June 7 (Saturday) – 🐑 Bakrid / Eid al-Adha
  • 📅 July 6 (Sunday) – 🕋 Muharram
  • 📅 August 16 (Saturday) – 👶 Janmashtami
  • 📅 October 2 (Thursday) – 🕊️ Gandhi Jayanti (also national)

📆 Weekly Closures

  • Every Sunday – All branches closed
  • 2nd & 4th Saturdays – SBI closed (e.g., May 10 & 24, 2025)

🏦 HDFC Bank Holidays 2025


🇮🇳 National Holidays (All India)

These holidays are observed by HDFC Bank branches across India:

  • 📅 January 26 (Sunday) – 🏛️ Republic Day
  • 📅 August 15 (Friday) – 🎉 Independence Day
  • 📅 October 2 (Thursday) – 🕊️ Gandhi Jayanti
  • 📅 December 25 (Thursday) – 🎄 Christmas Day

📍 State-Specific Holidays in Uttar Pradesh

In addition to national holidays, HDFC Bank branches in Uttar Pradesh observe the following state-specific holidays:

  • 📅 January 25 (Saturday) – 🕌 Mohm Hajarat Ali
  • 📅 February 26 (Wednesday) – 🕉️ Maha Shivaratri
  • 📅 March 14 (Friday) – 🌈 Holi
  • 📅 March 31 (Monday) – 🌙 Eid Ul Fitr
  • 📅 April 6 (Sunday) – 🙏 Ram Navami
  • 📅 April 10 (Thursday) – 🕉️ Mahavir Jayanti
  • 📅 April 14 (Monday) – 👨‍🏫 Dr. B R Ambedkar Jayanti
  • 📅 April 18 (Friday) – ✝️ Good Friday
  • 📅 May 12 (Monday) – ☸️ Buddha Purnima
  • 📅 June 7 (Saturday) – 🐑 Bakrid / Eid al-Adha
  • 📅 July 6 (Sunday) – 🕋 Muharram
  • 📅 August 9 (Saturday) – 👫 Raksha Bandhan
  • 📅 August 16 (Saturday) – 👶 Janmashtami
  • 📅 October 2 (Thursday) – 🕊️ Gandhi Jayanti (also national)
  • 📅 October 20 (Monday) – 🪔 Diwali
  • 📅 November 5 (Wednesday) – 🛕 Guru Nanak Jayanti

📆 Weekly Closures

HDFC Bank branches are closed on:

  • Every Sunday
  • Second and Fourth Saturdays of each month

Conclusion

Being aware of bank holidays in June 2025 allows you to manage your financial activities efficiently. By planning ahead, you can ensure that your transactions and errands proceed smoothly without any hitches.


FAQs

1. Are online banking services available during bank holidays?

Yes, online banking services like net banking, mobile banking, and UPI are operational during bank holidays.

2. Can I withdraw cash from ATMs on bank holidays?

Absolutely. ATMs function 24/7, but it’s advisable to withdraw cash in advance to avoid potential shortages.

3. Do all states observe the same bank holidays?

No, bank holidays can vary by state due to regional festivals and events.

4. Are banks closed on both second and fourth Saturdays?

Yes, as per RBI guidelines, banks are closed on the second and fourth Saturdays of each month.

5. How can I find out about state-specific bank holidays?

You can check the official RBI website or your bank’s holiday calendar for state-specific information.

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